The internet is full of advice—but not all of it is true. Let's clear up a few of the biggest myths. Myth #1: You Need 20% Down Many buyers qualify with far less. Myth #2: You Need Perfect Credit While a higher score can help, many loan programs accept a wide range of credit profiles. Myth #3: You Should Wait Until Rates Drop Rates matter—but so do home prices, inventory, and your personal finances. Myth #4: Renting Is Always Throwing Money Away Sometimes renting is the smart